Smarter
Strategy
With Lower
Taxes.

WhiteCliff works with business owners to leverage deep financial insight to implement little-known tax-saving solutions to significantly improve your bottom line.

Expertise you can count on

Our Programs

Unlock Intelligent Financial Strategies Built for Growth

At WhiteCliff Insight we don’t do generic. Our programs equip business leaders and institutions with real financial leverage — from seasoned CFO-level direction to clever, tax-savvy employee benefits that actually move the needle. Whether you’re scaling a business, optimizing your bottom line, or building benefits that attract and retain top talent, we’ve got a playbook that works.

Employee Benefit Tax Program

Establishing a Tax-Advantaged Wellness Benefit

Our compliant program is structured for measurable payroll tax savings, allowing employers to expand medical health care benefits for their workforce without disrupting operations or increasing overall costs.

Qualified Tuition Reduction (QTR)

Establishing a Tax-Advantaged Benefit

The Qualified Tuition Reduction (QTR) Program is a powerful employee benefit, allowing educational institutions to offer tax-free tuition to employees and their families under IRC Section 117(d). However, compliance is non-negotiable. Setting up a program that meets the strict Non-Discrimination Rules and correctly handles the nuances of graduate vs. undergraduate benefits requires specialized expertise.

Strategic CFO Insight. Built for Growing Businesses.

Fractional CFO services that deliver clarity, control, and smarter decisions—without a full-time hire.

Turn Financial Data Into Confident Decisions.
Experienced CFO leadership designed to help your business grow, scale, and succeed.

Proven Insight

The 2026 Healthcare Affordability Crisis: Evidence-Based Mitigation Strategies

Our Team

Strategic thinkers. Financial innovators. People-first leaders.

At WhiteCliff Insight, our team isn’t generic. We’re a group of seasoned financial leaders and strategic partners who work directly with business owners and institutions to deliver real financial leverage. From CFO-level insight to smart, tax-savvy benefit strategies, we help organizations make better decisions, strengthen their bottom line, and build programs that attract and retain top talent.

Robert B. Seiden, CSNA, CRPC®, BFA™
Founder & CEO
Renee C. Aschoff
Executive Vice President of Operations
Kyle A. Stefanic
Business Development Manager
Ellen Rackas, CPA, MBA
Finance Advisory Partner

Employee FAQs

Compliance

Chief Financial Officer

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