Expertise you can count on

WhiteCliff works with business owners to leverage deep financial insight to implement little-known tax-saving solutions to significantly improve your bottom line.

Meet the team

Robert B. Seiden, CSNA, CRPC®, BFA™
Founder & CEO
Renee C. Aschoff
Executive Vice President of Operations
Kyle A. Stefanic
Business Development Manager
Ellen Rackas, CPA, MBA
Finance Advisory Partner
Employee Benefit Tax Program

Establishing a Tax-Advantaged Wellness Benefit

Our compliant program is structured for measurable payroll tax savings, allowing employers to expand medical health care benefits for their workforce without disrupting operations or increasing overall costs.

Qualified Tuition Reduction (QTR)

Establishing a Tax-Advantaged Benefit

The Qualified Tuition Reduction (QTR) Program is a powerful employee benefit, allowing educational institutions to offer tax-free tuition to employees and their families under IRC Section 117(d). However, compliance is non-negotiable. Setting up a program that meets the strict Non-Discrimination Rules and correctly handles the nuances of graduate vs. undergraduate benefits requires specialized expertise.

Strategic CFO Insight. Built for Growing Businesses.

Fractional CFO services that deliver clarity, control, and smarter decisions—without a full-time hire.

Turn Financial Data Into Confident Decisions.
Experienced CFO leadership designed to help your business grow, scale, and succeed.